Apply for personal loan of Rs. 60,000 Online

Looking for a Rs. 60000 personal loan? With flexible terms and competitive interest rates, Bajaj Finserv makes it easier than ever to secure funds that fit your budget. Whether you need to consolidate debt, plan a wedding, manage unexpected medical expenses, or renovate your home, a personal loan can help you handle your needs with ease.

Bajaj Finance offers personal loans of up to Rs. 55 lakh and even if you need only a personal loan of Rs. 60000, the process remains simple and hassle-free. These loans are unsecured, meaning no collateral is required, making them an ideal choice for quick funding. To apply for a personal loan of Rs. 60,000, you typically need to submit basic documents like proof of identity, income details, and bank statements.

The online application process is quick, and once approved, the funds are transferred directly to your account—often within 24 hours*. Enjoy a flexible repayment tenor of up to 96 months, allowing you to manage EMIs without added stress.

Existing customers can unlock exclusive benefits like pre-approved loan offers. Just share your contact details to check your personalised offer and get the funds you need in just a few clicks.

Pay up to 45%* less EMI

Our Flexi facility allows you to make interest-only payments to bring down your personal loan EMIs.
Part-prepayment facility

Prepay via the personal loan part-prepayment facility to reduce your repayment liability any time during the tenor.
Convenient loan management

Log in to our customer portal to track all information related to your loan, such as EMIs due, repayment schedule, and more.
Adjustable tenor

Pay EMIs over a tenor of up to 96 months. Use the Personal Loan EMI Calculator to plan repayment in an informed manner.
Basic paperwork

Our requirement for documents for a personal loan of Rs. 60,000 is minimal; hence you can apply stress-free.
Speedy approval process

When you meet our simple eligibility parameters, you enjoy instant loan within 5 minutes*.
Fast money transfer

Access a loan of Rs. 60,000 within 24 hours* of approval to meet planned and unplanned expenses with ease.
No collateral required

Our personal loan of Rs. 60,000 is easy to apply for as it is unsecured. You don’t need to pledge any collateral.
No extra charges

We ensure 100% transparency without any hidden fees. Check our terms and conditions for clarity.
Pre-approved offers

Our existing customers can avail of loans with just a click. To check your pre-approved personal loan offers, enter your name and contact number.

Purpose of a Rs. 60,000 personal loan

A Rs. 60,000 personal loan is a versatile financial solution to cater to various immediate needs. Here are some common purposes for such loans:

Travel expenses: Plan your dream vacation without worrying about upfront costs. Opt for an instant loan for travel and pay for flights, accommodation, and activities conveniently.
Wedding costs: Cover wedding-related expenses, from venue bookings to attire and catering. An insta personal loan for wedding helps make your special day memorable without financial stress.
Higher education: Manage tuition fees or related costs with ease by applying for a insta personal loan for higher education and invest in a better future.
Medical emergencies: Tackle unexpected medical expenses swiftly with a insta personal loan for medical emergency to ensure uninterrupted care for your loved ones.
Home expenses: Renovate, repair, or upgrade your living space effortlessly using a insta personal loan for home expenses and enhance your home’s comfort and functionality.

These loans provide quick disbursal, minimal paperwork, and flexible repayment options, making them ideal for addressing urgent financial needs.

Nationality

Indian
Age

21 years to 80 years*
CIBIL score

685 or higher

See if you can qualify in minutes. Use the Personal Loan Eligibility Calculator.

Increase your chances of approval by meeting all the parameters for the personal loan. This includes fulfilling our simple eligibility criteria and submitting the basic documents needed.

Documents required for a personal loan for Rs. 60,000 salary

To apply for a personal loan with a Rs. 60,000 salary, you need the following documents

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months
Piped gas bill
Pension order
Letter of Allotment of Accommodation Issued by Employer
Property / Municipal tax receipt
Utility bill
Real-time image / photograph
Ration card

To make Rs. 60,000 personal loan repayment more manageable for you, we offer funds at attractive interest rate on personal loan and nominal charges.

Personal loan interest rate and applicable charges

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Facility Charge	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Bounce charges - Rs. 700 to Rs. 1,200 per bounce. Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason.
Part-prepayment charges	Full prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full payment. Part-prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid. *Foreclosure will be processed post clearance of first EMI
Penal charge	Delay in payment of instalment(s) shall attract penal charge of Rs. 8 - Rs. 12 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
Broken period interest / Pre-monthly Instalment interest	Method of recovery of "Broken Period Interest/Pre monthly instalment Interest" would be as follows: EMI Date : 2nd Scenario 1: If Loan is disbursed on 1st or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 3rd and 10th of the month: First instalment will consist of interest for actual number of days EMI Date : 7th Scenario 1: If Loan is disbursed on 1st to 6th or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 7th and 10th of the month: First instalment will consist of interest for actual number of day.

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

The interest rate on your personal loan depends on various factors such as the loan amount, tenure, and your credit history. Once you have an understanding of the interest rate for your desired loan amount and tenure, you can use the EMI calculator to determine your monthly instalments. This tool helps you plan your EMIs effectively, ensuring you make timely repayments.

Using the EMI calculator is easy — simply select your loan amount, interest rate, and tenure to get an accurate calculation of the EMI payable for your Rs. 60,000 personal loan.

Apply for a personal loan of Rs. 60,000 from Bajaj Finance by following these four steps:

1 Click ‘APPLY ONLINE’ to open the application form
2 Fill out the basic details and enter the OTP for verification
3 Share relevant professional and personal data as per the form
4 Submit the form by uploading the necessary paperwork

A Bajaj Finserv representative will get in touch to guide you through the next steps of getting your personal loan of Rs. 60,000.

*Conditions apply

Other instant personal loan options

Rs. 30,000 Personal Loan	Rs. 40,000 Personal Loan
Rs. 25,000 Personal Loan	Rs. 50,000 Personal Loan
Rs. 70,000 Personal Loan	Rs. 80,000 Personal Loan

Check other options:

Rs. 40,000 Salary Personal Loan	Rs. 50,000 Salary Personal Loan	Rs. 70,000 Salary Personal Loan
Rs. 20,000 Salary Personal Loan	Rs. 15,000 Salary Personal Loan	Rs. 10,000 Salary Personal Loan

Frequently asked questions

The minimum salary required to get a Bajaj Finance Personal Loan is Rs. 25,001, depending on the city you live in. You can choose to apply with a co-applicant in case you fall short of the eligibility criteria.

To get our personal loan, you need to have a CIBIL Score of 685 or higher.

Yes, you can get our personal loan with a cash salary. You simply need to fulfil our eligibility criteria.

The EMI depends on tenure and rate of interest along with the amount. For example, the EMI for a Rs. 60,000 personal loan at an interest rate of 13% p.a., for a tenure of 36 months, will be Rs. 2,022.

A CIBIL Score of 685 or higher is required to get our personal loan.

You do not have to pledge any collateral or security to get our personal loan.

The repayment tenure for our personal loan ranges from 12 months to 96 months.

The interest rate varies from lender to lender. The interest rate for a Bajaj Finance Personal Loan ranges from 10% to 31% p.a.

Yes, you can get a ₹60,000 loan using your Aadhaar card or PAN card as identification along with other required documents. Many lenders accept these documents for verification during the application process.

Approval for a ₹60,000 loan typically takes a few minutes to a few hours, depending on the lender's policies. In most cases disbursement of funds may occur within 24 hours* of approval.

*Terms and conditions apply.

Bajaj Finance provide personal loans with disbursal in 24 hours*, subject to eligibility and document verification.