Why is gold loan a feasible borrowing mode in Panipat?
Availing a gold loan in Panipat is a popular choice for many residents seeking quick and hassle-free financial assistance. These loans offer flexibility and convenience, allowing individuals to leverage their gold assets without relinquishing ownership. With transparent terms and minimal documentation requirements, gold loans in Panipat provide a convenient solution for meeting various financial needs, from emergency expenses to investment opportunities.
So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits.
Why choose Bajaj Finance to avail a gold loan in Panipat?
If you are seeking a quick and secure way to get funds in Panipat, Bajaj Finserv Gold Loan provides a smooth loan option with convenient terms and maximum value for your gold.
- Loan amounts available from Rs. 5,000 up to Rs. 2 crore, meeting varied financial needs.
- Competitive interest rates and fast processing for urgent requirements.
- Free insurance cover provided on pledged gold jewellery for added peace of mind.
- High loan-to-value (LTV) ratio to help you get the most from your gold assets.
- Simple and hassle-free application process with minimal documentation.
- Easy eligibility makes it suitable for a wide range of people in Panipat.
- Choose from multiple repayment options: monthly, bi-monthly, quarterly, half-yearly, or annually.
- Your gold is stored safely in secure vaults for complete protection.
Bajaj Finance ensures trust, safety, and transparency—making it a dependable choice for a gold loan in Panipat.
Features and benefits of gold loan in Panipat
- Part-release facility
With our part-release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
- No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost.
- Transparent evaluation
We use the most advanced karat metres across all our branches to make sure you get the most value for your gold.
- Free insurance for gold
Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody.
- Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
- Easy application process
Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city.
- Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
- 800 branches and growing
We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.
How to apply for a gold loan in Panipat?
Here is a detailed guide to apply for a gold loan.
- Click on ‘APPLY’ located at the top of this page to open our online application form.
- Enter your 10-digit mobile number and click on ‘GET OTP’.
- Submit the OTP to verify your identity.
- Select your state and city to find the branch nearest to you.
- Enter your full name and date of birth as per your PAN.
- Set up your appointment at our gold loan branch.
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Eligibility criteria to avail gold goans in Panipat
Documents required to get gold loans in Panipat
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Panipat
Bajaj Finance offers gold loans in Panipat at competitive interest rates. With clear and transparent terms, borrowers can enjoy a hassle-free loan experience without worrying about hidden costs. Whether you need immediate funds for personal expenses or emergencies, Bajaj Finance ensures complete clarity on all applicable charges.
Types of fee
|
Applicable charges
|
Interest rate
|
9.50% p.a. to 26% p.a.
|
Processing fees
|
0.15% (inclusive of applicable taxes)
|
Stamp duty (as per respective state)
|
Payable as per state laws and deducted upfront from loan amount
|
Cash handling charges
|
Rs. 50 (inclusive of applicable taxes) applicable for cash disbursement only.
|
Penal interest
|
Rs. 8 p.a. on outstanding balance
The penal interest margin/rate will be over and above the interest rate slab. This shall be applicable/chargeable in case of default in repayment of the outstanding dues.
|
Part-prepayment charges
|
NIL
|
Foreclosure charges
|
NIL
|
This straightforward fee structure ensures that applicants can make informed financial decisions when applying for a Bajaj Finserv Gold Loan in Panipat.
Calculate gold loan in Panipat
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the key benefits of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Panipat?
If you are seeking a quick and secure way to get funds in Panipat, Bajaj Finserv Gold Loan provides a smooth loan option with convenient terms and maximum value for your gold.
- Loan amounts available from Rs. 5,000 up to Rs. 2 crore, meeting varied financial needs.
- Competitive interest rates and fast processing for urgent requirements.
- Free insurance cover provided on pledged gold jewellery for added peace of mind.
- High loan-to-value (LTV) ratio to help you get the most from your gold assets.
- Simple and hassle-free application process with minimal documentation.
- Easy eligibility makes it suitable for a wide range of people in Panipat.
- Choose from multiple repayment options: monthly, bi-monthly, quarterly, half-yearly, or annually.
- Your gold is stored safely in secure vaults for complete protection.
Bajaj Finance ensures trust, safety, and transparency—making it a dependable choice for a gold loan in Panipat.
Gold loan branches in Panipat
Know more about gold loan in Indian states and Union Territories
Know more about gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
