Ludhiana Property Tax: A Complete Guide

Ludhiana Property Tax- Get detailed understanding about Ludhiana house tax, and how to make Ludhiana property tax payment online.
Loan Against Property
5 min
06 March 2024

Ludhiana is a city known for its industrial development, vibrant culture, and beautiful landmarks. As a resident of Ludhiana, it is important to understand the Ludhiana property tax system, which must be paid annually to the Municipal Corporation Ludhiana. This tax is collected by the municipal corporation and is used for the maintenance and development of city infrastructure such as roads, water supply, waste disposal, and more.

In this article, we provide a complete guide to understanding the Ludhiana property tax, how to file it, and everything else you need to know about the process.

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Documents required for Ludhiana property tax payment

To pay the Ludhiana property tax and complete the necessary formalities, you will need to have the following documents ready:

  • Property ownership proof: A copy of the property’s sale deed, registry, or any document that proves ownership of the property.
  • Previous property tax receipt: The last paid property tax receipt or challan, which helps in the assessment of current dues.
  • Identity proof: A government-issued ID proof such as Aadhaar card, voter ID, passport, or driving license.
  • Address proof: Documents like utility bills (electricity, water, or telephone bills), ration card, or lease agreement to confirm the property’s address.
  • Building plan approval: In case of new construction or renovation, a copy of the approved building plan from the Municipal Corporation Ludhiana.
  • Property details: A detailed description of the property, including the area of the plot and built-up space, and the current usage (residential, commercial, etc.).
  • Property tax assessment form: The form provided by the Municipal Corporation Ludhiana for property tax assessment, which may need to be filled out based on the property’s size and type.

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Step-by-step guide to pay property tax online in Ludhiana

To file your property tax in Ludhiana, you need to follow the below steps:

Step 1: Visit the municipal corporation of Ludhiana website and click on the online property tax option.

Step 2: Register yourself on the website by providing your basic details like name, address, phone number etc.

Step 3: Fill in the required details about your property such as the property type, category, area etc.

Step 4: Calculate your tax liability as per the property tax rate applicable in Ludhiana.

Step 5: Pay the tax amount online using net banking, credit/debit card or any other payment option available.

Step 6: Take a printout of the tax receipt for future reference.

How to calculate property tax in Ludhiana? Online method explained

The calculation of property tax in Ludhiana is done based on various factors such as the property type, category, area, age of construction, location, etc. The tax rate is decided by the municipal corporation of Ludhiana and is revised from time to time. The tax rate varies for residential, commercial, and industrial property. The calculation can also be done online using the property tax calculator provided by the municipal corporation of Ludhiana.

How to pay the municipal corporation Ludhiana property tax return (PTR)?

To pay the municipal corporation of Ludhiana property tax return (PTR), follow the below steps:

Step 1: Visit the municipal corporation of Ludhiana website.

Step 2: Click on the online property tax option.

Step 3: Select the option of PTR payment.

Step 4: Enter your PTR ID number and click on submit.

Step 5: Check the amount due and pay it using the payment options available.

How to link the UID number for property tax Ludhiana with PTR ID?

To link the UID number for property tax with PTR ID, follow the below steps:

Step 1: Visit the municipal corporation of Ludhiana website.

Step 2: Click on the online property tax option.

Step 3: Select the 'link UID number' option.

Step 4: Enter your UID number and PTR ID number.

Step 5: Click on submit.

Verify and download your Ludhiana property tax receipt

To verify your property tax receipt, follow the below steps:

Step 1: Visit the municipal corporation of Ludhiana website.

Step 2: Click on the 'verify receipt option'.

Step 3: Enter the receipt number and click on submit.

Step 4: Check and verify the details provided in the receipt.

Property tax Ludhiana: How to print a tax receipt

To print your property tax receipt, follow the below steps:

Step 1: Visit the municipal corporation of Ludhiana website.

Step 2: Click on the 'print tax receipt' option.

Step 3: Enter the receipt number or PTR ID number and click on submit.

Step 4: Click on the print option to get the receipt printout.

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Download MC Ludhiana property tax self-assessment form

The municipal corporation of Ludhiana provides self-assessment forms for the property owners to calculate their tax liability. These forms can be downloaded from the website and filled with proper details such as property type, category, area, construction year, etc. Self-assessment should be done correctly to avoid any penalties or fines.

Property tax Ludhiana: Refund and cancellation policy

In Ludhiana, the property tax refund and cancellation policy is governed by the Municipal Corporation. Refunds may be granted for overpaid or duplicate payments, subject to proper documentation and verification. Taxpayers must submit a written request, along with proof of payment, within a specified time. Refunds are typically processed after verification and approval by authorities. For cancellation of property tax assessment, valid reasons like property demolition, ownership disputes, or clerical errors are considered. Supporting documents, such as property deeds or court orders, must be submitted. Policies may vary, so contacting the Ludhiana Municipal Corporation is advised for accurate guidance.

Pay property tax in other cities

Click on any of the links below to learn how to pay property tax in your city and stay ahead of your obligations.

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In case of any mistake in the property tax calculation or any excess payment of tax, the municipal corporation of Ludhiana provides for a refund and cancellation policy. Within a specified period, the excess payment can be claimed and refunded. The cancellation of payment can also be done in case of any error in the calculation.

Property tax is an essential part of Ludhiana's financial structure and must be paid within the due date to avoid any penalties or fines. This guide provides all the information related to Ludhiana property tax, from the calculation of tax liability to payment, verification, and refund policies. Ensure that you follow the proper guidelines and file your tax correctly to avoid any legal issues.

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Frequently asked questions

How is property tax calculated in Ludhiana?

Property tax in Ludhiana is calculated based on the Annual Value (AV) of a property. The AV is determined by multiplying the built-up area of the property with the rate of property tax per square foot, which is set by the Municipal Corporation of Ludhiana. The AV is then multiplied with the applicable tax rate (which varies based on the category of property and its usage) to arrive at the annual property tax payable.

How to pay property tax online in Ludhiana?

To pay property tax online in Ludhiana, follow these steps:

  1. Visit the official website of Municipal Corporation of Ludhiana (www.mcldonline.in).
  2. Click on ‘Property Tax’ and select ‘Online Payment’ option.
  3. Enter your Property ID or House Tax No.
  4. Verify the details of your property and click on ‘Pay’ button.
  5. Choose your payment mode (credit card, debit card, net banking, or UPI) and make the payment.
  6. Save the acknowledgement receipt for future reference.
How can I lodge a complaint with the Municipal Corporation in Ludhiana?

To lodge a complaint with the Municipal Corporation in Ludhiana, visit the official website of Ludhiana Municipal Corporation. You can find the 'Grievances' option on the menu, fill in the required details about your issue and submit it online.

How to find your property UID or PTR ID in Ludhiana for tax payment?

To get the UID number for property tax in Ludhiana, visit the Ludhiana Municipal Corporation's official site, go to the property tax section, and search using your relevant property details. If you can't find it online, contact the corporation office directly.

What is the due date for property tax payment in Ludhiana?

The due date for property tax payment in Ludhiana is typically March 31 of each financial year to avoid penalties.

Can I pay Ludhiana property tax offline?

Yes, Ludhiana property tax can be paid offline at Municipal Corporation offices or designated Suvidha Kendras using cash, cheque, or demand drafts.

What happens if I miss the property tax payment in Ludhiana?

If you miss the property tax payment deadline in Ludhiana, you will be charged a penalty of 20% and an interest of 18% per annum on the overdue amount.

Where can I download the Ludhiana property tax receipt?

The Ludhiana property tax receipt can be downloaded from the Municipal Corporation's official website by entering your unique Property ID and payment details.

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